Stelzar Money

Stelzar Money

Your money.
A clearer picture.

See what’s happening in each workspace, what needs your attention, and what’s coming up.

Every figure on this page is sample data.

Static owner view · sample data Open the interactive preview ↓

Interactive preview · Sample data

Try the preview

  1. Assign the Air NZ charge
  2. Open “Flat costs +$184/mo”
  3. Switch workspace
Home
Sample data

Showing Household only — illustrative account-owner view. Workspaces are never added together.

Money

Sample snapshot

Bank cash · 3 accounts

$10,318.40

  • Joint everyday··3302 $4,218.40
  • Bills··3318 $2,960.00
  • Holiday saver··3326 $3,140.00

Needs you 6 items

Newest first
  • Air NZ Joint everyday · 2 Oct · Flights −$1,248.00

    Which plan is this for?

  • Deposit from M. Tane Joint everyday · 1 Oct Not matched +$180.00
  • Countdown Ngaio Joint everyday · 30 Sep Uncategorised −$186.42
  • Spotify Bills · 29 Sep Possible duplicate −$22.99
  • Bunnings Joint everyday · 27 Sep Uncategorised −$64.80
  • Watercare Bills · 25 Sep New payee −$46.00

Coming up

Next 15 days
  • Thu 8 RentFortnightly · Joint everyday $1,150.00
  • Wed 14 Mercury EnergyEstimate · Bills ~$350.00
  • Fri 16 One NZ broadbandMonthly · Bills $92.00
  • Tue 20 Contents insuranceMonthly · Bills $52.00

Based on past payments. This demo doesn’t make payments or connect to banks.

Worth knowing

Queenstown 2027 Nothing assigned yet

Workspaces

Each part of your life gets its own picture.

Keep the flat’s money with the flat and your own money with you. Every workspace has its own Home — its own accounts, its own to-dos, its own upcoming bills.

  • Open one workspace and that’s all you see.
  • No grand total that mixes shared and personal money.
  • Invite people to a workspace, not to everything.
Household You + Mere
Bank cash
$10,318.40
Needs you
6
Coming up
4
Personal Only you
Bank cash
$2,431.18
Needs you
2
Coming up
2

Sample data. The two are never summed.

Inside Home

Four questions, in the order you’d ask them.

01

Money

What’s in this workspace right now, account by account. Investments sit on their own, not folded into cash.

Household · bank cash $10,318.40
Show in preview ↑

02

Needs you

The few things only you can answer — an unmatched deposit, a charge with no category. Answer one and it’s gone.

Deposit from M. Tane Not matched +$180.00
Show in preview ↑

03

Coming up

Bills and regular payments expected soon, drawn from past activity, so nothing arrives as a surprise.

Thu 8 · Rent Fortnightly · Joint everyday $1,150.00
Show in preview ↑

04

Worth knowing

Changes worth noticing, with the months behind them. Informative, never a to-do.

Flat costs +$184/mo
Show in preview ↑

Sharing · Illustrative example

One shared contribution, as an example.

This example shows a $180 contribution to Household that has already been made. This is an illustrative account-owner view. Sharing activity does not automatically share the source account’s balance.

Source owners choose balance sharing separately; Viewer balance access needs an additional opt-in. Non-owners cannot see account names, numbers or institutions. The demo does not make contributions or transfers.

Illustrative
Your account · owner view Everyday ··4471
Contribution to Household Already made · 1 Oct $180.00
Amount Date Account details hidden Balance not visible
Other amountNot part of this contribution $60.00
Not visible to Household
Synthetic owner view of one existing contribution. Account details are hidden from non-owners; balance sharing has separate controls.

On your phone

The same clear picture, on a smaller screen.

Home is designed for phones first: one workspace at a time, four sections stacked in order, and controls big enough to tap.

  • Answer a Needs you item in a tap, and undo it just as fast.
  • Switch workspaces without losing your place.

We haven’t announced native apps or app-store availability.

FAQ

Straight answers.

Can I use Stelzar now?

You can request a private-beta invitation below. There’s no announced public launch date. Everything in the interactive preview is sample data.

Can Stelzar move my money?

This preview cannot move money. Its actions only change synthetic examples in your browser; they do not connect to banks or initiate payments.

Why is there no total across workspaces?

Because shared and personal money mean different things. Each workspace shows its own figures, and investments are shown separately from bank cash rather than added into one number.

What do other people in a shared workspace see?

Activity sharing and balance sharing are separate choices. Source-owner consent is required for balance sharing, with an additional opt-in for Viewers. Non-owners do not see account names, numbers or institutions. The examples here show an illustrative owner view.

Is this financial advice?

No. Worth knowing points out changes in your own figures. It doesn’t recommend what to do about them.

Does this page collect my details?

The interactive demo uses only sample data. If you submit the beta form, we collect your name, email and what you manage to review your request and contact you about an invitation and onboarding. See our Privacy Policy.

Want an early look?

If a clearer view of your own and shared money sounds useful, tell us you’re interested in the beta.

Request beta access

Private beta

A clearer picture starts here.

Tell us what you manage. We’ll review your request for a private-beta invitation.

Request early access

Request beta access

Tell us a little about what you manage and we'll review your request for a private-beta invitation. All fields are required.

We'll only email you about your invitation and onboarding. Read our Privacy Policy.

Sample data

Flat costs are up $184 a month

Average for Jul–Sep ($534) compared with Apr–Jun ($350): $534 − $350 = $184 a month. Categories: power, internet, water and contents insurance.

Illustrative monthly figures that demonstrate the calculation. They aren’t an analysis of a connected account.

Monthly evidence
Month Power Internet Water Insurance Total
Apr $168 $79 $41 $52 $340
May $176 $79 $38 $52 $345
Jun $195 $79 $39 $52 $365
Jul $330 $92 $46 $52 $520
Aug $354 $92 $48 $52 $546
Sep $346 $92 $46 $52 $536

Category averages rounded to the nearest dollar; changes calculated from unrounded averages.

This is information only — it isn’t added to Needs you.